Disclaimers, Disclosures and Important Legal Information
This website is for informational purposes only and does not constitute a complete description of our investment advisory services. No information contained on this website constitutes tax, legal, insurance or investment advice.
This website should not be considered a solicitation, offer or recommendation for the purchase or sale of any securities or other financial products and services discussed herein. Viewers of this website will not be considered clients of Harbor Light Planning LLC just by virtue of access to this website.
Harbor Light Planning LLC only conducts business in jurisdictions where licensed, registered, or where an applicable registration exemption or exclusion exists. Information contained herein is not intended for persons in any jurisdiction where such distribution or use would be contrary to the laws or regulations of that jurisdiction, or which would subject Harbor Light Planning LLC to any unintended registration requirements. Visitors to this site should not construe any discussion or information contained herein as personalized advice from Harbor Light Planning LLC. Visitors should discuss the personal applicability of the specific products, services, strategies, or issues posted herein with a professional advisor of his or her choosing.
Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding capital markets or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in, the transmission thereof to the user. With respect to information regarding financial performance, nothing on this website should be interpreted as a statement or implication that past results are an indication of future performance.
Investment advisory services are offered through advisory representatives of Harbor Light Planning LLC, an investment advisor registered with the State of Michigan.
Web Visitor Privacy And Protection of Personal Information
Harbor Light Planning LLC is committed to maintaining the privacy of any nonpublic information that we obtain about you through your use of this site. Except as may otherwise be required by law, we will disclose any such information to service providers of Harbor Light Planning LLC (to the extent permitted by law) and to third parties only to the extent necessary or appropriate for the effective management and administration of Harbor Light Planning LLC operations or this website. We do not sell email lists under any conditions.
IRS Circular 230 Disclaimer
To ensure compliance with requirements imposed by the U.S. Internal Revenue Service, any tax advice contained in this website is not intended or written to be used, and cannot be used for the purpose of (1) avoiding tax-related penalties under the U.S. Internal Revenue Code or (2) promoting, marketing or recommending to another party any tax-related matters addressed herein.
Terms and Conditions of Use
Viewers or recipients of the information herein that do not agree with the term and conditions of use, should not utilize this website or any information contained herein. Decisions based on information contained herein are the sole responsibility of the person viewing the website. In exchange for utilizing the information on this website, the visitor agrees to indemnify and hold Harbor Light Planning LLC, its officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from the use of this website, violation of these terms or from any decisions that the viewer makes based on such information.