The Journey

Where will your dreams take you?

At Harbor Light Planning, we help driven individuals and couples who have life goals that they are excited about working toward. We focus on developing collaborative, lifelong relationships with our clients to help guide them to and through their financial goals and aspirations with sound advice, individualized guidance, and investment management.

Our firm prides itself on offering fee-only, comprehensive financial life planning services that meet you at your current stage in life.

Where To Begin

Many clients who come to us are unsure how to start working toward their goals. They’ve been diligent savers, and they know where they want to go, but getting from Point A to Point B feels like an insurmountable challenge. We can help.

Voyages
Voyages
Stepping Stones
Stepping Stones
Bridges
Bridges
Harbors
Harbors

Your first step is to identify where you are currently in your financial journey to see where to go next. We’ve identified four core life stages to help you get started.

Build Your Foundation

Voyages

Early in life, you are creating a strong financial foundation on which to build your future. You’re working toward career goals, growing a family, and establishing healthy financial habits.

Build Your Foundation

Hitting Your Stride

Stepping Stones

You are feeling more financially secure and confident in your decision-making. Your career has taken off, your kids are growing up, and you're starting to find that you have less and less time to manage your finances. Your situation has become increasingly complex, with changes to your compensation, tax questions, and both education funding and retirement on the horizon.

Hitting Your Stride

Financial Independence

Bridges

During this phase of life, you’re in a unique financial position. You’ve moved from “have to” to “want to.” You may be an empty nester (or are close to having your last child leave the house) and are pursuing career and lifestyle goals because they inspire you, not because you feel you must. As you look ahead, you want your finances to continue to provide you with increased flexibility to enjoy your life – whatever it may bring.

Financial Independence

Retiring to the Next Chapter

Harbors

You’ve reached your final destination – retirement, or a work-optional lifestyle. You are starting to think more about how to draw from your nest egg, minimize the impact of taxes on your wealth, and build a strategy for leaving a legacy.

Retiring to the Next Chapter

Want To Learn More?

We’d love to speak with you. You can reach us to schedule a call by clicking here.

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